FAQs
Once you reach out to us, we’ll find out everything you want in your dream car, from the vehicle make and model, transmission, fuel type, colour; every fine detail.
We’ll then send you a proposal form to complete with all the necessary information to provide to the finance company.
Once your credit application has been accepted by the finance company, we’ll source and purchase your car on your behalf. During this process, thorough checks are undertaken to ensure the car is retail ready and in top condition, ready for delivery. Warranty is also added to protect the car from any unforeseen issues.
We buy cars from all across the UK so arranging a test drive is not always possible. We do recommend you locate a car locally to test drive to get an experience of your desired vehicle.
All vehicles on finance and lease require a credit check to assess affordability, this will appear as a hard search on your credit report. In some cases, more information may be required to pass this stage. We will inform you of this before it’s done.
A Personal Contract Purchase (PCP) is the most popular form of car finance where you are able to to put a deposit down (sometimes you can put down 0 deposit) and split monthly payments over a period of time, usually 2-4 years with an allocated mileage per year. At the end of the term, there is an optional balloon payment if you’d like to keep the car. If not, you can return the car and settlethe finance.
A Hire Purchase is another popular form of car finance. This is where you are able to to put a deposit down (sometimes you can put down 0 deposit) and split the car’s full value into month payments over a period of time, usually 2-4 years. There is no annual mileage cap usually At the end of the term, you own your vehicle.
Lease Purchase is similar to PCP in the where a deposit is required, usually 10% of the car’s value. The monthly payments are split between 24 to 60 months and the option to return the car is given at the end of the term. There is no mileage cap through this method.
All deals are different and are assessed on a case by case basis, however previously, we’ve had customers start and finish the process within a week.
Yes we do, all we require is the vehicle registration, mileage and settlement figure. Leave the rest to us! Contact us today